:root{--ink:#0B0F19;--deep:#0F2557;--brand:#2454E8;--bright:#5B9EFF;--surface:#F5F8FD;--line:#E4EAF5;--white:#FFFFFF;--muted:#65718A;--max:1180px;--pad:clamp(20px,5vw,76px);--ease:cubic-bezier(.2,.8,.2,1)}
*{box-sizing:border-box}
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:Inter,"Helvetica Neue",Arial,sans-serif;font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}
a:focus-visible,button:focus-visible{outline:3px solid var(--bright);outline-offset:4px}
.shell{width:min(var(--max),calc(100% - var(--pad)*2));margin-inline:auto}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:50px;padding:0 21px;border:1px solid transparent;border-radius:9px;font-size:.875rem;font-weight:700;transition:.25s var(--ease)}
.btn-primary{color:#fff;background:linear-gradient(135deg,var(--ink) 0%,var(--ink) 65%,var(--brand) 100%)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 36px rgba(36,84,232,.24)}
.nav{position:fixed;z-index:100;top:0;left:0;width:100%;height:76px;color:var(--muted);background:#fff;border-bottom:1px solid rgba(228,234,245,.9);transition:.25s var(--ease)}
.nav.scrolled{height:68px;background:rgba(255,255,255,.98);box-shadow:0 8px 28px rgba(15,37,87,.06)}
.nav-inner{height:100%;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand,.footer-brand{position:relative;display:block;overflow:hidden;flex:0 0 auto}.brand{width:81px;height:21px}.footer-brand{width:122px;height:32px}
.brand img,.footer-brand img{display:block;width:100%;height:100%;object-fit:contain}
.nav-links{display:flex;align-items:center;justify-content:flex-end;gap:29px;width:min(800px,calc(100% - 110px));min-height:46px;font-size:.8125rem;font-weight:600;contain:layout}
.nav-links a,.nav-links button{white-space:nowrap;transition:.2s;color:inherit;background:transparent;border:0;padding:0}.nav-links a:hover,.nav-links button:hover{color:var(--brand)}
.nav-cta{padding:10px 16px;border:1px solid var(--brand);border-radius:9px;color:var(--brand);background:transparent;font-size:inherit;font-weight:inherit}
.lang-switch{display:flex;align-items:center;gap:5px;margin-left:-13px;padding-left:15px;border-left:1px solid var(--line)}.lang-btn,a.lang-btn{width:35px;height:30px;padding:5px;border:1px solid transparent;border-radius:7px;background:transparent;cursor:pointer;opacity:.48;transition:.2s}.lang-btn:hover{opacity:.8;background:var(--surface)}.lang-btn.active{opacity:1;border-color:#b8c8f4;background:#edf2ff}.lang-btn img{display:block;width:23px;height:16px;object-fit:cover;border-radius:2px;box-shadow:0 0 0 1px rgba(11,15,25,.12)}
.menu-btn{display:none;width:46px;height:46px;background:transparent;border:0;color:var(--ink);padding:10px}.menu-btn span{display:block;height:1px;background:currentColor;margin:7px 0}
/* Scoped under #site-footer so product pages (lenders/broker) cannot restyle chrome */
#site-footer{background:#fff;color:var(--ink)}
#site-footer .site-footer-wrap{padding:42px 0 48px;background:#fff;color:var(--ink)}
#site-footer .footer{position:relative;z-index:1;margin-top:0;padding:32px 0 0;border-top:1px solid var(--line);background:#fff;color:var(--ink);display:grid;grid-template-columns:1fr auto;gap:35px;align-items:end;overflow:visible}
#site-footer .footer-brand{margin-bottom:20px}
#site-footer .footer-copy{font-size:.78rem;color:var(--muted);max-width:590px;margin:0}
#site-footer .footer-links{display:flex;gap:23px;font-size:.78rem;color:var(--muted);flex-wrap:wrap;justify-content:flex-end}
#site-footer .footer-links a,#site-footer .footer a{font-size:.78rem;color:var(--muted)}
#site-footer .footer-links a:hover,#site-footer .footer a:hover{color:var(--brand)}
#site-footer .footer-link-btn{appearance:none;border:0;padding:0;background:transparent;color:inherit;font:inherit;font-size:.78rem}
#site-footer .footer-link-btn:hover{color:var(--brand)}
#site-footer .copyright{grid-column:1/-1;display:flex;justify-content:space-between;padding-top:24px;border-top:1px solid var(--line);font-size:.68rem;color:#8c95a8;gap:16px;flex-wrap:wrap;align-items:center}
#site-footer .copyright a{color:inherit;text-decoration:none;font-size:inherit}
#site-footer .copyright a:hover{color:var(--brand)}
.whatsapp-float{position:fixed;right:24px;bottom:24px;z-index:90;display:grid;place-items:center;width:58px;height:58px;border-radius:50%;background:#25d366;color:#fff;box-shadow:0 14px 34px rgba(18,140,75,.3);transition:transform .22s var(--ease),box-shadow .22s var(--ease)}.whatsapp-float:hover{transform:translateY(-3px) scale(1.04);box-shadow:0 18px 40px rgba(18,140,75,.4)}.whatsapp-float svg{width:30px;height:30px;fill:currentColor}html[lang="en-CA"] .whatsapp-float{display:none}
.contact-dialog{width:min(720px,calc(100% - 32px));max-height:min(88vh,820px);padding:0;border:0;border-radius:18px;background:#fff;color:var(--ink);box-shadow:0 30px 100px rgba(4,12,30,.32);overflow:auto}
.contact-dialog::backdrop{background:rgba(7,12,23,.68);backdrop-filter:blur(5px)}
.dialog-inner{padding:clamp(25px,5vw,48px)}.dialog-top{display:flex;align-items:flex-start;justify-content:space-between;gap:24px;margin-bottom:26px}
.dialog-kicker{margin:0 0 8px;font-family:"IBM Plex Mono",monospace;font-size:.7rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--brand)}
.contact-dialog h2{font-family:"Space Grotesk",Inter,sans-serif;font-size:clamp(1.9rem,4vw,2.8rem);margin:0 0 10px;letter-spacing:-.035em}.dialog-copy{max-width:570px;margin:0;color:var(--muted);font-size:.94rem}
.dialog-close{flex:0 0 auto;width:42px;height:42px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font-size:1.35rem;line-height:1}.dialog-close:hover{background:var(--surface)}
.contact-form{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:.78rem;font-weight:700;color:#344158}
.field input,.field select,.field textarea{width:100%;min-height:48px;padding:11px 13px;border:1px solid #cfd9ea;border-radius:9px;background:#fff;color:var(--ink);font:inherit;font-size:.9rem}.field textarea{min-height:92px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(91,158,255,.25);border-color:var(--brand)}
.form-actions{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:18px;margin-top:8px}.form-note{margin:0;color:var(--muted);font-size:.72rem;line-height:1.45;max-width:390px}.form-submit{border:0;white-space:nowrap}
@media(max-width:940px){
  .nav-links{display:none;position:absolute;top:70px;left:18px;right:18px;background:rgba(255,255,255,.98);padding:25px;border:1px solid var(--line);border-radius:12px;box-shadow:0 20px 55px rgba(15,37,87,.12);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}
  #site-footer .footer{grid-template-columns:1fr}#site-footer .footer-links{justify-content:flex-start}
  .contact-form{grid-template-columns:1fr}.field.full,.form-actions{grid-column:1}.form-actions{align-items:stretch;flex-direction:column}.form-submit{width:100%}
}
@media(max-width:700px){
  :root{--pad:20px}.nav{height:68px}.lang-switch{margin-left:0;padding-left:0;border-left:0}
  #site-footer .copyright{display:block}#site-footer .copyright span,#site-footer .copyright a{display:block;margin-top:7px}
}

.lang-btn,a.lang-btn{text-decoration:none;color:inherit}