Our technology speeds up access to capital, so small and medium
businesses can
drive the economy forward.
For commercial finance brokers
Qualify better. Match smarter. Close commercial deals faster.
Place more deals with less back-and-forth. ALOS helps you qualify
borrowers, find suitable lenders, and complete lender-ready
applications faster—while you keep the client relationship.
From fragmented borrower information to the right lender.
ALOS understands the borrower, qualifies the opportunity, finds
the right lender fit, and completes the application through one
coordinated process for you.
Qualification and application
Understand the borrower before approaching the lender.
ALOS captures borrower-authorized information from existing files
and tools, builds a clearer borrower profile, identifies missing
or inconsistent information, and prepares one complete application.
Borrower information captured oncePre-qualification and gap analysisSuitable lender identificationGuided document collectionCompleteness and consistency checksComplete lender-ready application
ALOS Broker Partner Network
Get guidance, expand your reach, and originate more deals
A community of commercial finance brokers supported by ALOS.
Get help evaluating opportunities, navigating lender requirements,
and building stronger, complete applications.
Deal qualification and placement guidanceAccess to lender insights and matching supportA community of commercial finance professionalsEligibility to receive qualified ALOS opportunities
Capture a richer borrower profile and resolve qualification
questions before spending time approaching lenders.
Match with the right lenders
Compare the borrower’s profile with lender appetite across
product, geography, industry, deal size, collateral, and structure.
Complete applications faster
Give the borrower one guided experience to share information and
documents while ALOS checks completeness and prepares the
lender-ready package.
Reduce questions and follow-ups
Coordinate borrower and lender questions in one process, reducing
repeated requests and giving you more time to originate and close.
How it works
From initial lead to lender-ready application—faster.
ALOS understands the borrower, qualifies the opportunity, finds the
right lender fit, and completes the application through one
coordinated process for you.
01
The broker shares
Send your borrower a secure ALOS link. ALOS guides them through
sharing the initial business profile, financing needs, and
available information in one place.
02
ALOS understands, qualifies, and matches
ALOS analyzes the borrower, resolves qualification gaps, answers
lender-fit questions, and—with your authorization—approaches the
lenders best aligned with the opportunity.
03
Complete the application and advance
ALOS gives the borrower a guided way to provide data and documents,
verifies completeness, coordinates follow-ups, and delivers a
lender-ready application. You keep the relationship and choose
how to proceed.
Built for brokers
Built for brokers who want to qualify better and close faster.
Deal profile
$250K–$30M commercial financing Opportunities across
Canada and the United States, from SMB to lower-middle-market
transactions.
Broker profile
Independent advisors and brokerage teams Built for
commercial mortgage, business loan, and equipment finance
brokers who already receive opportunities and want to place more.
Placement challenge
Qualify, complete, and route each deal once Ideal for
brokers who lose time organizing files and finding the right
lender appetite manually.
Broker partnership
Bring us your next commercial opportunity.
Brokers can submit deals for free. ALOS qualifies the opportunity,
completes the application, approaches relevant lenders, and helps
make the end-to-end process faster and more efficient.
Receive an initial eligibility and lender-fit review
ALOS qualifies each opportunity, builds the lender-ready file, and
matches it with relevant lenders across common commercial products.
Collect financial, banking, receivables, payables, and
operating data in one workflow.
Complete the application and approach lenders aligned with
the borrower profile, use of proceeds, and requested structure.
Keep cash-flow, borrowing-base, receivables, and inventory
information organized and current.
Qualify the file, surface missing data, and match it with
lenders suited to the requested facility and borrowing base.
Connect borrower information with equipment, vendor,
invoice, and purchase details.
Prepare a complete financing package and approach lenders
aligned with the equipment, vendor, term, and deal size.
Structure historical financials, forecasts, use of proceeds,
and repayment information.
Deliver one underwriting-ready application to lenders suited
to the borrower’s cash flow, purpose, and repayment profile.
Organize borrower, property, lease, valuation, and
due-diligence documentation together.
Complete the file and approach lenders aligned with the
property, geography, leverage, and transaction size.
Guide applicants through program-specific forms, eligibility
data, and documentation.
Create a complete, traceable package and match the opportunity
with lenders participating in the relevant guarantee program.
Capture counterparties, transaction terms, invoices,
shipment data, and trade documents.
Validate completeness and approach lenders suited to the
counterparties, markets, structure, and trade requirements.
Our direction
Changing the logic of how businesses apply for
commercial loans.
A simpler borrower experience. A more complete application. A
cleaner handoff to the lender.
Trust and security
Trust by design. The broker keeps the relationship.
ALOS protects borrower information, keeps deal activity reviewable,
and preserves clear responsibilities among the borrower, broker,
ALOS, and lenders.
Permission-based access
Borrower information is collected and accessed only with
authorization and according to each user’s role.
Traceable and reviewable
Sources, permissions, activity, and handoffs remain connected,
visible, and available for review.
Fraud and inconsistency detection
ALOS helps identify conflicting information, unusual patterns,
and potential document or data inconsistencies for lender
review.
Lender-controlled decisions
ALOS prepares the application while the lender retains control
of underwriting, structure, pricing, and final decisions.
Where good commercial opportunities lose time.
A strong deal can stall when the borrower is not fully understood,
the opportunity reaches the wrong lender, or the application
creates repeated requests and delays.
Borrower insight
The borrower is not fully understood
Fragmented information and unanswered questions make it harder
to determine whether the borrower is ready and which financing
structure may fit.
ALOS captures a richer borrower profile and surfaces missing or
inconsistent information before lender outreach begins.
Lender fit
The right deal reaches the wrong lender
Lender appetite varies by product, geography, industry, deal
size, collateral, and structure. A strong opportunity may be
declined simply because it reached the wrong lender.
ALOS compares the complete borrower profile with current lender
requirements before the opportunity is presented.
Application
Back-and-forth slows the application
Repeated questions, missing documents, and lender-specific
requirements create delays after a potential match has already
been identified.
ALOS gives the borrower one guided application experience and
keeps requirements, documents, questions, and status connected.
Professional experience & Education
Company and university names indicate team experience and
education only; they do not imply endorsement.
Our experience
14+ years across corporate, commercial, and SMB lending
Built by commercial lending operators
CanadaUSABrazilMexico
Our team combines experience in credit structuring, lending
operations, fintech building, and commercial lending
strategy—from global financial institutions and leading global
consulting firms to high-growth technology and lending
platforms.
FAQ
Questions brokers ask us first.
Does ALOS contact lenders for me?
Yes. With your authorization, ALOS qualifies the opportunity,
prepares the application, approaches suitable lenders,
coordinates questions, and brings lender interest and proposals
back to you.
Will ALOS contact my borrower directly?
Only with your authorization. ALOS can work directly with the
borrower to collect information and documents while keeping you
informed and in control of the relationship.
How does ALOS protect my client relationship?
You retain the client relationship and decide which lender
conversations move forward. ALOS does not bypass the broker, and
lender outreach happens only with your authorization.
How do brokers use ALOS?
Submit the initial opportunity once. ALOS builds a richer
borrower profile, resolves qualification gaps, identifies
suitable lenders, and coordinates the complete application
through lender review.
How does ALOS make money?
Brokers can submit deals at no cost. ALOS may receive an agreed
portion of the referral fee from the lender. Brokers can also
choose paid advisory or representation support for specific
opportunities.
Does ALOS guarantee approval or lender terms?
No. Each lender retains control of underwriting, pricing,
structure, approval, and final terms. ALOS improves application
readiness and lender fit but does not make credit decisions or
guarantee an outcome.
Submit your next commercial opportunity
Qualify the borrower, find the right lender, and apply faster.
Share the opportunity once. ALOS analyzes the borrower, reviews
lender fit, coordinates the application, and delivers a complete
package for the lender’s final credit decision.
Initial lender-fit review
Submit a commercial financing opportunity.
Share the initial deal profile. Do not include confidential borrower
documents at this stage.