We help lenders modernize commercial lending, so small and medium businesses get to capital faster.

For traditional lenders

Agents for modern
commercial lending.

ALOS Agent desktop app showing borrower-analysis: reading borrower-approved files, mapping bank statements, reviewing tax returns, and detecting a missing 2025 interim financials item

Our forward deployed team works inside your commercial lending process, finds where time is lost, and builds agents into your existing systems. Faster files, less manual work, and every credit decision stays with your team.

See how we work

Connected with leading AI platforms

Time

Faster

turnaround

Cost

Lower

cost per file

Focus

More

credit judgment

Product

From manual lending workflowsto agent-powered operations.

We work inside your process, build agents around your policies and systems, and improve them with your team.

Forward deployed engineering

Agents built inside your workflow

A dedicated team learns how your commercial lending process really runs, then designs, builds, and deploys agents in your existing systems. We stay through rollout and keep improving the agents with your team.

Workflow discoveryAgents built for your policiesWorks inside your LOSHuman review pointsMeasured rolloutContinuous improvement

Example: our Application Agent collects borrower-approved information and delivers a complete, structured file to your existing system.

Advisory service

Lending Workflow Assessment

A focused review of your origination and underwriting workflow and where agents can help.

Current-state workflowTime, cost and experience baselineAgent opportunity roadmapPilot recommendation

Lender outcomes

Faster files. Less manual work. More time for judgment.

Increase completed applications

Agents guide borrowers through intake so fewer applications stall or drop off.

Reduce manual chasing

Relationship and operations teams spend less time following up on missing files and re-keying data.

One organized record per file

Documents, data, permissions, and status in one structured package that flows into your existing systems.

Focus on what matters

Give your team more time to advise clients, strengthen relationships, and apply human judgment where it creates the most value.

Human-controlled by design

Automation where it helps.
Human judgment where it matters.

Agents take on the repetitive work around the file. Your team keeps full responsibility for every credit decision.

01

You define

Your policies, requirements, and review points set what each agent does.

02

Agents work

Agents collect, organize, check, and prepare information inside your existing systems.

03

Your team decides

Your people review the output and keep full control of underwriting and credit decisions.

Ideal lender

Built for commercial lenders
ready to add agents to their workflow.

Deal profile

$250K–$5M commercial loans
Best for lenders handling meaningful SMB and lower-middle-market transactions with document-heavy applications.

Workflow complexity

Forms, files, and relationship-led processes
Built for workflows involving relationship managers, loan officers, analysts, borrower follow-ups, and multiple information sources.

Modernization fit

Add agents without replacing the core
Designed for lenders with an existing LOS or lending platform that want AI-enabled agents without new infrastructure to procure.

How we work

We embed with your team and ship agents into your workflow.

Start with one focused workflow. We learn how it runs today, build agents around your requirements, and measure the impact before expanding.

Use cases

Agents designed for any commercial lending product.

We build agents around the workflows lenders already run, across common commercial lending products.

Our direction

Changing how lenders manage commercial loans, with agents.

Faster files. Less manual work. Credit decisions that stay with your team.

Trust and security

Trust by design. Control stays with the lender.

Agents are designed to run inside your governed process, protect borrower information, preserve a reviewable record, and keep every credit decision with your team.

Permission-based access

Borrower information is collected and accessed only with authorization and according to each user’s role.

Traceable and reviewable

Sources, permissions, activity, and handoffs remain connected, visible, and available for review.

Fraud and inconsistency detection

Agents help identify conflicting information, unusual patterns, and potential document or data inconsistencies for lender review.

Lender-controlled decisions

Agents support the work while the lender retains control of underwriting, structure, pricing, and final decisions.

Professional experience & Education

Company and university names indicate team experience and education only; they do not imply endorsement.

Our experience

14+ years across corporate, commercial, and SMB lending

Built by commercial lending operators and AI engineers

Canada USA Brazil Mexico

Our team combines experience in credit structuring, lending operations, fintech building, and applied AI, from global financial institutions and leading global consulting firms to high-growth technology and lending platforms.

FAQ

Questions
commercial lenders
ask us first.

What does the forward deployed team do?

We work inside your commercial lending process, find where agents can remove manual work, and build and deploy them in your existing systems.

Do agents make the credit decision?

No. Agents support the work around the file. The lender controls underwriting, risk assessment, structure, pricing, final approval, and servicing.

Does ALOS replace our loan origination system?

No. Agents work inside and alongside your existing LOS and lending platform.

How do agents access borrower information?

The borrower explicitly approves each source and permission. Depending on the implementation, agents may work with selected local folders, email, cloud storage, accounting tools, or manually supplied documents.

How is borrower data protected?

ALOS is being designed around limited access, permission-based collection, source traceability, encryption, auditability, and lender-defined retention requirements. Final controls are validated with each design partner before deployment.

How quickly can a lender begin?

The first stage is a focused workflow assessment. A pilot can then be configured around a defined product, segment, data set, and handoff process. Contact us at: [email protected]

Start with one workflow

Prepare your lending workflow
for the agentic era.

We map one workflow, build the agents with your team,
and measure the impact before you expand.