Compare your costs with available market references and explore whether business loan refinancing could help you keep more cash in your business.
Understand your business loan’s rate, fees and repayment terms.
You know your loan payment. But do you know what the fees add up to, which assets secure the loan, or what you could ask to change?
Maybe you borrowed when your business was smaller. Maybe getting funding quickly mattered most.
ALOS makes the terms clear and highlights questions worth taking to your lender.
Your interest rate, fees, repayment schedule and important conditions in plain English.
How your terms compare with available references for your type of financing.
Questions to ask your lender, opportunities to explore and costs to check before changing your loan.
Understand whether business loan refinancing could reduce your borrowing costs.
Start with your email and check your first loan for free, it takes about a minute.
Enter your email or schedule a call. We will send your free loan report, or you can book a short call to go through your loans with us.
Share your loan agreement. You can also share your balance sheet, expense sheets, and your profit and loss statement.
Receive your loan review: see how your terms compare with similar businesses, spot opportunities you may be missing, and get actions that could help you reduce debt.
Start with one loan. Get a clearer picture.
See an example of your business loan analysis, including costs, market comparisons and practical next steps.
All your loans in one place, and how each rate compares to the market.
Every term in plain numbers, with an idea next to each one to help you get better terms.
With over 14 years of lending experience, our team helps you understand your loan, compare your terms and identify opportunities to reduce borrowing costs—so you can approach lenders with confidence.
Start with your loan agreement and a few basic details about your business. If we need a recent loan statement or anything else to complete the review, we’ll explain why.
No. Start with your loan agreement. After receiving your initial review, you can decide whether to add your business’s financial information for a deeper analysis.
Your loan tells us what you pay. Your business numbers help us understand your credit risk profile, and what could put you in a stronger position to reduce debt costs or secure better financing.
All documents received by ALOS follow data privacy and security best practices.
Available market references for financing with similar features in your country. We’ll explain what the comparison is based on and where information is limited. Sharing more about your business helps us make the review more relevant to your situation.
All documents received by ALOS follow data privacy and security best practices.
If we find a financing opportunity and you want to explore it, we can introduce your business to a new lender.
You choose whether to proceed. We only introduce your business or share your information with a lender with your permission.
ALOS looks for opportunities or insights to reduce your cost of debt, but a lower rate isn’t guaranteed. Your existing loan may already be competitive.
It could, if the new loan reduces your overall borrowing costs after fees and early-repayment charges. ALOS helps you identify what to compare before making a decision.
Credit bureaus build files about your business and sell them to others. ALOS works for you.
See each loan against the market, in dollars per year, not just a score.
The real cost including fees, what you still owe, and how much is left to pay.
Collateral, term, guarantees and lender choice: what to ask for at your next renewal.
A fresh market comparison in your inbox as rates move.
No forms to fill out and no subscription. Just share the agreement you already have.
A business profile you share with suppliers, customers and lenders to build trust.
