ALOS / BUSINESS FINANCING PREPARATION
Business: ____________________ Date: ______________ Prepared by: ____________________
| Field and prompt | Your notes, evidence and questions |
|---|---|
| Purchase or purpose and amount required | |
| Expected useful period and first cash benefit | |
| Option A: principal, net proceeds and fees | |
| Option B: principal, net proceeds and fees | |
| Option A: dates, frequency, amount and total payments | |
| Option B: dates, frequency, amount and total payments | |
| Amortization, maturity and final balance for each option | |
| Rate changes, prepayment terms and other commitments | |
| Weakest cash period and disruption tested | |
| Chosen next step and evidence still needed |
Complete using current records. Separate confirmed facts from assumptions. Record unresolved questions and who will confirm them. This worksheet is a preparation aid, not an approval, financing offer, valuation or legal opinion.